Being Frugal Doesn’t Mean Sacrificing Your Health
With the rising costs of living, many people consider adopting a more frugal lifestyle. Fortunately, it is possible to save money on your day-to-day life and still enjoy a healthy lifestyle.
Create a Budget & Stick With It
It is almost inevitable that discussing frugal living will result in budgeting, but it is for good reason. When you create a budget, you can work out where you can cut your expenses and where you can invest in healthier choices. So, if you need your gym membership to maintain your fitness levels, you can find the money by eliminating non-essential expenses. Creating a budget is straightforward. You can use an app, online calculators, downloadable worksheets, or just a pen and paper; make a note of all your typical expenses that occur each month. You can get these figures from your bank statements and credit card bills. Be precise. If you have to guess, make the best estimate possible, and then track your expenses for the next 30 days to confirm your figures.
You need to cover all your expenses including:
- Loan payments
- Clothing Entertainment, Recreation, Dining Out
Once you have a list of all your expenses, you may be surprised at what you are spending each month. Many people simply swipe or insert their card at the checkout and give little thought to the total cost throughout the month. By noting what you are spending, you’ll be able to cut non-essential expenses and eliminate unnecessary spending.
Cook at Home
Eating out may be a great way to socialize, but it can be terrible for your finances and your waistline. If you want to establish a frugal, healthy lifestyle, you need to start cooking at home more often. When you cook at home, you can control the level of: Salt Fat Sugar Other potentially unhealthy ingredients. Home cooking is far less expensive than buying ready-made meals or eating out. According to Forbes, home cooking can be up to five times cheaper than eating out; you can make a pot of pasta for the cost of a pasta dish in a restaurant and still have leftovers to freeze for another meal. If you are not confident with your culinary skills, you can learn how to cook new dishes online. To ensure you keep your grocery costs frugal, you will need to learn how to meal plan, so you shop for just the ingredients you need each week. However, once you grasp basic meal planning, you can enjoy healthy home cooking practically any day of the week.
Earn as You Keep Fit
Most of us appreciate that a healthy lifestyle requires both a sensible diet and remaining active. However, when thinking about cutting costs, many people assume that you need to sacrifice fitness activities. Fortunately, you can still keep fit and may even be able to earn money as you do it. There are a number of apps and platforms that allow you to accumulate points as you complete tasks, but you may not be aware that there are apps that pay you to walk. Walking 30 minutes a day can be a great way to maintain a healthy lifestyle, and there are apps that will help you to keep track of your steps and earn prizes. There are even apps that help you to set and stick to your fitness goals, so you can keep fit and earn money.
Frugal living does not need to be about deprivation, as it is possible to live smarter and still make healthy choices. Here we will explore how to balance frugality and a healthy lifestyle with some tips and tricks to make it easier.
Most of us acknowledge that a healthy diet needs to include fresh fruit and vegetables, but many people have the opinion that buying lots of produce is expensive. However, it is possible to enjoy plenty of fresh produce while sticking to a frugal lifestyle by shopping seasonally. In the modern world, it is not uncommon to see fresh items throughout the year, but we pay a premium for this convenience. Shopping seasonally or making sensible choices can allow you to enjoy great produce without breaking the bank. According to the USDA, the fruit and vegetable recommendations can be met for less than $2.60 a day. Shopping seasonally will also allow you to enjoy a greater variety of produce. So, rather than sticking to your one or two favorite items, you may discover some new favorites.
So Can You Balance Frugality and Healthy Living?
Living a frugal lifestyle does not mean you need to buy cheap, unhealthy food and compromise your fitness goals. Making some modest changes can allow you to enjoy a healthy lifestyle and keep your expenses under control. There are simple ways to balance frugality with a healthy lifestyle, so you can maximize your quality of life and boost your bank balance.
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